Personal Umbrella Liability Insurance

To really feel secure about protecting your assets and your future, you may need the extra level of protection provided by a personal umbrella liability insurance policy.  Personal Umbrella insurance is additional liability coverage.  It is designed to help protect you from major claims and lawsuits and, as a result, helps you protect your assets and your future.

If your underlying liability limits are exhausted on your home, auto, boat, atv, etc., your umbrella insurance policy takes over and provides you with additional protection.  The cost is minimal and will not only provide additional coverage for the claim itself, but could provide coverage for your future earnings.

For Example

Imagine what would happen if your dog was to bite a neighbor’s child, or if there was an accident on your rental property. What would happen if a fire in your condo spread to other units? If any of these things happened to you, there’s a good chance your current liability limits wouldn’t be adequate to protect your assets, or your future earnings.

Liability Insurance Starts When the Others Stop

Once the liability limits are exhausted on your home, auto, or other policy, your umbrella policy takes over and provides a second layer of protection of at least $1,000,000. Higher limits may also be available. Talk with PCG Agencies to determine the right amount of coverage for your needs.

The right coverage for you is unique – talk to PCG Agencies today to find out how to protect yourself, your family and your future with the right personal umbrella insurance for you. Just call 651-605-2777 to speak with one of our agents and determine the right coverage for you.

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